Commercial Financing Disclosure

Turning Point Capital Group, a registered trade name (DBA) of AVDRW Inc., provides commercial financing solutions exclusively to businesses and does not provide consumer loans or consumer financing.

All products and services offered through this website are intended solely for commercial and business purposes. Nothing on this website is an offer or solicitation for consumer credit, and the protections that apply to consumer credit transactions do not apply to commercial financing.

Turning Point Capital Group provides and arranges commercial financing. Depending on the product and your qualifications, financing may be provided by Turning Point Capital Group or through one or more third-party funding partners. Where we work with funding partners, the applicable agreement and final terms are between you and the party providing the financing.

Please note the following regarding any financing request:

• All financing is subject to underwriting review.
• Not all applicants qualify.
• Product availability may vary and is subject to change.
• Funding amounts, rates, fees, and terms vary based on applicant qualifications and the product offered.

Submitting an inquiry or application does not guarantee approval or funding and does not constitute an offer of financing. Any estimates, calculators, or illustrations provided on this website are for general informational purposes only, are not an offer, and do not reflect a commitment to provide financing on any particular terms.

The cost of commercial financing depends on the product, the amount, the term, and your business qualifications. Some commercial financing products — such as revenue-based financing and merchant cash advances — are not loans and may express cost differently than a traditional annual percentage rate (APR). Before you accept any financing, you will receive the specific terms, costs, and amounts that apply to your transaction. Please review those terms carefully and ask questions before signing.

Several states have enacted commercial financing disclosure laws that require providers to give businesses certain standardized information at the time an offer is made. Where these laws apply to your transaction, you will receive the disclosures required by your state in connection with your specific offer. We monitor state and federal developments in commercial financing regulation and work to comply with the requirements applicable to the transactions we offer.

Approval and final terms depend on the accuracy and completeness of the information and documentation you provide. By submitting an application, you authorize us and any applicable funding partner to verify the information you provide, where permitted by law. Financing decisions are made following review of a complete application.

We are committed to conducting business honestly, transparently, and in compliance with applicable laws and regulations. We aim to present our products clearly, avoid misleading claims, and provide the information you need to make an informed decision about commercial financing.

For questions about our commercial financing solutions or this disclosure, contact us at: