Funding solutions built aroundyour business.
We partner with established small businesses across the country to deliver customized financing — structured to fit how your company actually operates.
Three answers. A straight read on where you stand.
No form, no credit pull, no phone call. Move the controls and watch what changes — and why.
Nothing you enter here is stored or sent anywhere.
Your history and credit band are the two factors revolving structures weigh most heavily, so you can draw only what you need instead of carrying a fixed payment.
Illustration only — not an offer of financing, a quote, or a guarantee of approval. This estimate is generated from the three inputs above and does not involve a credit check or a review of your business. Actual amounts, structures, and costs are determined by underwriting review and vary by applicant.
Compared side by side, so you choose the fit — not the first option offered
Each with its own cash-flow pattern and its own best-fit structures
Typical time to review a complete submission, subject to underwriting
Three months of bank statements, your EIN, and a photo ID
A different kind of financial partner.
At Turning Point Capital Group, we understand that every business is unique. We take the time to learn how your company works — revenue cycles, seasonal patterns, growth goals — so we can recommend funding that genuinely fits.
Unlike online lenders that run algorithmic underwriting, you work directly with a funding director who stays with you from first conversation through repayment.
Learn more about Turning Point Capital GroupFinancing structures we offer.
Your funding director will walk you through each option and recommend the one that fits your situation.
Working Capital
Term-based financing with a fixed, scheduled payment. You receive an upfront amount and repay it over a set term, so you know the payment and the payoff horizon before you sign.
- $5K – $2M
- Predictable payment schedule
- No collateral required
Revenue-Based Financing
An upfront sum of capital provided in exchange for a percentage of your future receipts. Because repayment is tied to your sales, payments rise when business is strong and ease when it slows.
- $5K – $1M
- Payments scale with revenue
- Lightest documentation
Business Line of Credit
Revolving credit you draw from as needed and repay on your own schedule. You only pay for the portion you actually use, and the available line replenishes as you repay it.
- $10K – $250K revolving
- Draw and repay on your schedule
- Pay only for what you use
Equipment & Expansion
Longer-term capital for assets and projects, structured around the return profile of the investment. Used to purchase equipment, open a location, or fund a larger initiative without draining cash reserves.
- $25K – $2M
- Asset-backed options
- Longer terms spread the cost
SBA Loans
Government-backed financing with longer terms and lower cost for qualified businesses. SBA programs can offer the most favorable structures available, but involve a more detailed qualification and documentation process.
- Up to $5M
- SBA 7(a) and 504 programs
- Longest terms available
Invoice Factoring
Turn outstanding invoices into cash now. An advance is made against your receivables so you do not have to wait on customer payment cycles to cover payroll, materials, or the next job.
- Up to 90% advance rate
- Scales with your receivables
- No long-term contract
Four kinds of money. One conversation.
We are not a single lender pushing a single product. Your file gets matched into the category of capital that actually fits the problem — and we tell you why.
Bank & SBA programs
The lowest-cost, longest-term capital — for businesses that can clear the qualification bar
Specialty commercial funders
Revenue-based and short-term structures built for speed and flexible qualification
Asset & equipment lenders
Capital secured by the machine, vehicle, or system you are financing
Receivables & factoring
Advances against invoices you have already earned but not yet collected
Every trade has its own cash-flow gap. We know yours.
Built for trust, not volume.
Dedicated relationships
Same funding director from introduction through full repayment. One person, one number.
Tailored structures
Financing built around your revenue patterns, seasonality, and actual business goals.
Transparent terms
Total cost, payment, and term on a single page. No surprises, no buried fees.
Confidential handling
Bank-level encryption in transit and at rest. Your information is used only for underwriting and servicing your account — never sold.
Three steps. No complexity.
Designed to be clear from start to finish.
Introduction
Share a few details about your business and what you're looking to accomplish.
Conversation
A funding director reviews your situation, answers questions, and presents options that fit.
Funding
Accept the terms and capital is delivered directly to your business account.
Common Questions
Let's explore your options.
Call us today or submit an inquiry to learn how we can support your business.