Terms of Use

These Terms of Use ("Terms") govern your access to and use of the website operated by Turning Point Capital Group ("Company," "we," "us," or "our"), a registered trade name of AVDRW Inc., including all content, functionality, and services offered on or through TPCGcorp.com (the "Website"). By accessing or using the Website, you accept and agree to be bound by these Terms and by our Privacy Policy. If you do not agree, you must not access or use the Website.

The Website and our services are intended for businesses and for individuals who are at least 18 years of age and acting on behalf of a business. By using the Website or submitting an application, you represent and warrant that you are at least 18 years old and that, where you act on behalf of a business, you are authorized to do so and to bind that business to these Terms.

You agree to use the Website only for lawful purposes and in a manner that does not infringe the rights of, or restrict or inhibit the use and enjoyment of, the Website by any third party. You agree not to:

(a) use the Website in any way that violates applicable law or regulation; (b) attempt to gain unauthorized access to any portion of the Website or any systems or networks connected to it; (c) introduce viruses, malware, or other harmful material; (d) use any automated means to access or scrape the Website without our permission; or (e) interfere with the proper working of the Website.

When you submit an inquiry, application, or supporting documents, you represent that all information you provide is true, accurate, current, and complete, and that you have the right to provide it. You authorize us and our financing partners to use and verify the information you submit — including contacting third parties and obtaining business and credit information — for the purpose of evaluating and processing your request, where permitted by law. You are responsible for maintaining the confidentiality of any account credentials and for all activity that occurs under your account.

Turning Point Capital Group provides and arranges commercial financing for business purposes only. Submitting an inquiry or application through the Website does not constitute an offer of financing and does not guarantee approval or funding. All financing is subject to underwriting review, and not all applicants will qualify. Funding amounts, rates, fees, and terms vary based on applicant qualifications and the product offered. Any figures, estimates, or illustrations shown on the Website are for general informational purposes only, are not an offer or commitment to lend or fund, and are not a guarantee of any particular amount, rate, or term.

The Website and its entire contents, features, and functionality — including text, graphics, logos, images, and design — are owned by Turning Point Capital Group, AVDRW Inc., or its licensors and are protected by United States and international copyright, trademark, and other intellectual property laws. You may not reproduce, distribute, modify, create derivative works from, publicly display, or otherwise exploit any of the content without our prior written permission.

The information provided on the Website is for general informational purposes only and does not constitute financial, legal, tax, accounting, or other professional advice. You should consult your own advisors before making any financial decision. While we strive to keep information accurate and current, we make no warranties regarding the completeness, accuracy, or reliability of any content.

The Website is provided on an "as is" and "as available" basis, without warranties of any kind, whether express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, title, and non-infringement. We do not warrant that the Website will be uninterrupted, secure, or error-free, that defects will be corrected, or that the Website or the servers that make it available are free of viruses or other harmful components.

To the fullest extent permitted by law, Turning Point Capital Group, AVDRW Inc., and their respective officers, directors, employees, and agents shall not be liable for any direct, indirect, incidental, consequential, special, or punitive damages arising out of or relating to your access to or use of, or inability to access or use, the Website or any information contained on it, even if advised of the possibility of such damages.

You agree to defend, indemnify, and hold harmless Turning Point Capital Group, AVDRW Inc., and their respective officers, directors, employees, and agents from and against any claims, liabilities, damages, judgments, awards, losses, costs, and expenses (including reasonable attorneys' fees) arising out of or relating to your violation of these Terms or your misuse of the Website.

The Website may contain links to third-party websites or resources. We provide these links for your convenience only and are not responsible for the content, privacy practices, or accuracy of any third-party site. The inclusion of any link does not imply our endorsement.

These Terms are governed by and construed in accordance with the laws of the state in which AVDRW Inc. is organized, without regard to its conflict of law provisions. You agree that any dispute arising out of or relating to these Terms or the Website shall be subject to the exclusive jurisdiction of the state and federal courts located in that state, and you consent to personal jurisdiction and venue there.

If any provision of these Terms is held to be invalid or unenforceable, that provision will be limited or eliminated to the minimum extent necessary, and the remaining provisions will remain in full force and effect. Our failure to enforce any right or provision of these Terms will not be considered a waiver of that right or provision.

We may revise these Terms from time to time. When we do, we will update the "Last updated" date above. Your continued use of the Website after changes are posted constitutes your acceptance of the revised Terms.

If you have questions about these Terms of Use, contact us at: